PROUD CREDIT, LLC
1-844-776-8312
TOLL FREE: 1-844-PROUD1-2!
Credit Repair Bowie, MD
PRIVACY POLICY
This privacy policy has been compiled to better serve those who are concerned with how their 'Personally identifiable information' (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.
What personal information do we collect from the people that visit our blog, website or app?
We do not collect information from visitors of our site unless they request more information regarding our programs, sign up, registar, make a payment, enroll in one of our programs or supply feedback to us.
When do we collect information?
We collect information from you when you register on our site, respond to a survey, fill out a form or enter information on our site.
How do we use your information?
We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:
PRIVACY POLICY
• To allow us to better service you in responding to your customer service requests.
• To quickly process your transactions.
• To send periodic emails regarding your order or other products and services.
How do we protect visitor information?
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.
We use regular Malware Scanning.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.
We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.
All transactions are processed through a gateway provider and are not stored or processed on our servers.
Do we use 'cookies'?
We do not use cookies for tracking purposes.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your cookies.
If you disable cookies off, some features will be disabled that make your site experience more efficient and some of our services will not function properly. However, you can still enroll in our programs.
Third Party Disclosure
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en. We have not enabled Google AdSense on our site but we may do so in the future.
According to Maryland Personal Information Protection Act we agree to the following:
Users can visit our site anonymously. Once this privacy policy is created, we will add a link to it on our home page, or as a minimum on the first significant page after entering our website. Our Privacy Policy link includes the word 'Privacy', and can be easily be found above.
Users will be notified of any privacy policy changes on our Privacy Policy Page. Users are able to change their personal information by emailing and or by calling us.
Online Privacy Rights under Maryland and Federal Law
Below is a brief summary of the state and federal laws protecting your online privacy rights.
Maryland State Privacy Laws.
Maryland has several laws that work to protect your online privacy. For example, the Maryland Consumer Protection Act (http://www.peoples-law.org/node/508) protects consumers from unfair and deceptive acts and practices, whether they occur online or offline. This law generally prevents companies from hiding important facts or falsely representing the facts related to consumer goods, services, property, or credit in Maryland. If you think someone is violating your rights under this law, you can call the Attorney General's Consumer Protection Division Hotline at (410) 528-8662 or 1 (888) 743-0023. You may file a complaint at http://www.oag.state.md.us/Consumer/complaint.htm. If you have been damaged, you also have the right to sue the company that violated your legal rights in court.
Maryland law also requires that certain sensitive personal identifying information, such as your Social Security number, must be kept securely. The Maryland Personal Information Protect Act (http://www.oag.state.md.us/idtheft/businessGL.htm) requires that this information must be reasonably protected. This law also provides guidelines for letting you know if there has been a "data security breach," which means that your information was exposed to someone without permission to see it.
How does our site handle do not track signals?
We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place. It's also important to note that we do not allow third party behavioral tracking.
Children's Online Privacy Workgroup
The OAG Children's Online Privacy Workgroup was created by statute in spring 2013. The statute directs the Office of the Attorney General to "convene and direct a workgroup to examine issues relating to the protection of children's privacy while using the Internet and mobile applications." The issues to be examined included the nature and extent of data collected about children through online advertising, the current federal and state regulatory landscape for online data collection affecting children, and industry and consumer best practices. The Attorney General convened the Workgroup in June 2013, and a final report was issued on December 30, 2013. A copy of that report is available here: http://www.oag.state.md.us/reports/copw.pdf
We do not specifically market to children under 13.
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:
We will notify the users via email within 1 - 3 business days, we will notify the users via in site notification within 1-3 business days. We also agree to the individual redress principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or a government agency to investigate and/or prosecute non-compliance by data processors.
